Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations cover the safety profile (readOnly=false, destructive=false, non-idempotent), and the description adds what annotations cannot: the return is a secure expiring setup URL, the operation is incomplete until the user authorizes, and the correct verification tool. This is behaviorally rich beyond structured fields.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.