Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations cover the safety profile (readOnly, non-destructive, closed-world), and the description adds substantive behavior on top: a hard cap of 100 list memberships, a listsNextCursor truncation signal, an imagesHasMore flag, and an OAuth requirement. These are operational traits an agent cannot infer from the annotations or schema.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.