Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover read-only/idempotent/non-destructive, and the description adds substantial context beyond them: data provenance (8-K item 2.02, 6-K), which fields carry YoY/sequential comparisons, the unit/scale/null-scale convention, table_scale semantics, cross-share-class rows, and explicit coverage depth limits. This is exactly the behavioral disclosure an agent needs.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.