Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full behavioral burden and does well: it discloses the payment requirement and mechanism (x402, USDC on Base), the data provenance (Coinbase public price APIs), and the edge-cache window (up to 30s). It stops short of describing failure/error behavior or latency expectations beyond caching.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.