Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only give generic hints (readOnlyHint=false, destructiveHint=false, openWorldHint=true); the description adds two non-obvious behaviors: credit cost and asynchronous project-id return. Doesn't mention failure modes or file format constraints, but that's in the schema.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.