Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=true, so safety is covered; the description adds value by disclosing the shape of each returned record and the fact that the set is a fixed, supported list rather than arbitrary data. Since no output schema exists, that return-field disclosure is genuinely load-bearing. Minor gap: no indication of ordering, size of the list, or how the marketplace value should be keyed downstream.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.