Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already mark the operation read-only, idempotent, and non-destructive. The description adds value beyond that by disclosing that stats are cached and that no payment card is needed on the FREE plan, which gives the agent useful behavioral and access context.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.