Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover read-only, idempotent, and non-destructive behavior, so the description's added value is the latency claim ('fastest read, lowest latency') and the FREE-plan/no-card availability note. Those are genuine operational facts an agent cannot get from annotations, though the return shape is left entirely to the output schema.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.