Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive, closed-world, so the safety profile is covered. The description adds genuinely new behavioral context: the metric is composed of taker fee plus order-book slippage, it covers both perps and spot, and results are ranked cheapest first — all things the annotations cannot convey. It omits data freshness/snapshot timing, which keeps it from a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.