Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden and does disclose genuinely non-obvious behavior: accepted formats (mp3, wav, m4a, mp4 and more), a 25 MB hard size cap, and per-plan rate limits (3/day free vs 300/day fair use). It does not say whether calls are synchronous or queued, nor what the transcript looks like (timestamps, speakers, language handling).
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.