Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
The annotations already declare readOnly, idempotent, and non-destructive behavior, and the description is consistent with them. The description adds useful behavioral context beyond the annotations: the tool is a focused evidence-gap lookup, not a free-form answer generator, and expects an exact carried-forward claim_id.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.