Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false and openWorldHint=true, so safety is covered. The description adds genuine non-annotation context: that returned slots do not guarantee party capacity or exact-address coverage, which changes how an agent should interpret results. It says nothing about rate limits or empty-result behavior, keeping it out of 5 territory.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.