Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations cover the safety profile (readOnly, idempotent, non-destructive, closed-world), and the description layers on valuable context they do not convey: no sign-in required, newest-incident-date-first ordering, the lack of a date filter with a prescribed fallback behavior, and the coverage limit that this is one vendor's catalog rather than all breaches worldwide.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.