Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, and destructiveHint=false, so the tool's safe inspection behavior is largely established. The description adds important behavioral context that is not in annotations, explicitly warning 'without spending' and indicating it probes for 'price, network, and payTo'. It doesn't state possible error responses or network dependencies, but annotations plus this disclosure adequately cover core behavioral expectations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.