Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations (readOnlyHint, idempotentHint, openWorldHint, destructiveHint=false) already define the safety profile, so the bar is lower. The description adds that the passport is 'permanent' and 'public' with 'lifetime' stats, conveying accumulation semantics beyond the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.