Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare destructiveHint=true, idempotentHint=false and readOnlyHint=false, so the safety profile is covered. The description usefully adds the concrete cost (100 ANANSI credits) and effect duration (24h), which the agent could not derive from annotations. It stops short of stating what happens on insufficient credits or whether the spend is refundable.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.