Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
The description discloses that the tool initiates checkout and the user clicks the URL to pay, which is key behavior. However, it does not mention side effects (e.g., order creation), URL expiry, or failure handling. With no annotations, the description carries the full burden, but the missing details lower the score to minimal viable.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.