Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent and non-destructive behavior, so safety is covered. The description earns credit by disclosing what the call actually returns (form name, ID, field definitions with label/type/required), which matters since there is no output schema.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.