Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare non-read-only, non-idempotent, non-destructive behavior, so the safety profile is covered. The description adds that it acts on the user's behalf and that a submissionId is returned, but says nothing about side effects (notifications, email confirmations) or what happens with unknown field keys — context that matters for a mutation tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.