Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare the safety profile (readOnly, idempotent, non-destructive, closed-world), so the bar is lower, and the description still adds substantial interpretation context: the shareholders-vs-supervisoryBoard field distinction and, critically, that derivedEffectiveDate is an INFERRED value (effectiveDateSource: "derived") that must be presented as an estimate, not a register fact. That provenance caveat is exactly the kind of behavior annotations cannot express.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.