Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full behavioral burden. It discloses a genuinely useful trait beyond the schema: the x402 paid model at $0.004 USDC on Base per call, which an agent needs to know before invoking. However, it says nothing about return shape, error behavior, rate limits, or auth requirements.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.