Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover read-only, idempotent, and non-destructive, so the description correctly spends its words elsewhere: it discloses the premium/API-key gating and pay-per-call option, and flags that results are an estimate over the cohort rather than exchange-wide truth. Minor gaps remain (cost magnitude, freshness/caching of the snapshot), but the value-add beyond annotations is real.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.