Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, and destructiveHint=false, fully covering the safety profile. The description adds no extra behavioral context such as performance characteristics, permissions, or data implications. Since it does not contradict the annotations, a 3 is appropriate given the annotation coverage.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.