Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint and openWorldHint, so the safety profile is covered. The description adds real value beyond that by explaining the permission semantics (student self-view vs. teacher/TA all-view) and by previewing the returned canviewallgrades flag with a typical value, which sets callers' expectations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.