Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint and openWorldHint, so safety is covered; the description adds the non-obvious behavioral fact that coverage depends on module-level change-tracking support, with a concrete confirmed/not-confirmed module list. It stops short of describing volume or pagination characteristics of the diff, which keeps it off a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.