Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and destructiveHint=false, but the description goes further by explicitly stating it 'creates no checkout, invoice, charge, or payment obligation.' This adds concrete behavioral context beyond the structured hints, reassuring the agent about side-effect-free invocation.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.