Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false, and openWorldHint=false, so the safety profile is covered structurally. The description adds genuinely new behavioral context: results are scoped to live mode only (test-mode data excluded), values are aggregates rather than per-customer rows, MRR is denominated in minor units, and no account or Stripe identifiers are exposed. What it omits is whether the snapshot is point-in-time or windowed, and whether any filtering is possible.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.