Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema description coverage is 0% and there are no enums in the schema, so the description carries the full burden. It covers only `kind` (valuably, since the schema has no enum) and gestures at the penalty. The four other parameters — agent_id, note, weight, counterparty — get no explanation at all, leaving most of the surface undocumented.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.