Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=false, destructiveHint=false, idempotentHint=false, and openWorldHint=false, so the safety profile is covered. The description adds genuinely new behavior — the fee is computed and frozen at post time (2% default) — which tells the agent the cost is locked at creation. However, it never says whether the bond is active immediately or requires activate_bond, whether the principal is charged/escrowed, or what happens on a duplicate post.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.