Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
Given 5 parameters, no annotations, and an output schema (so return values may be documented externally), the description explains purpose, two key parameters, and fee behavior. However, it omits explanation of the 'coverage' and 'currency' defaults, what 'principal_agent' is, and any prerequisites (e.g., agent must exist), leaving some gaps.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.