Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema description coverage is 0%, so the description carries the burden and mostly does: it defines budget_minor's semantics (exact cost must fit inside, never overspends), purchase_id's role (idempotency key), and dry_run's effect (preview without mutating). Only 'buyer' is left undefined — the agent cannot tell whether it is an account ID, address, or display name.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.