Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description should detail behavioral traits. It mentions the arbiter resolution but does not disclose side effects, authorization needs, or state constraints. The description is vague on what happens if the escrow is not in FUNDED state.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.