Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
An output schema exists, so return values need not be described, and the core mechanics are covered. What is missing for a state-changing, financially consequential tool is preconditions, error behavior (e.g., insufficient evidence), permission requirements, and any warning about irreversibility, which the annotations actively understate.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.