Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, destructiveHint=false, so the safety profile is fully covered. The description adds one genuine behavioral fact beyond annotations: the next-trading-day data update lag, which matters for interpreting results. It offers nothing further (no rate limits, coverage windows, or freshness for historical ranges).
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.