Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/idempotent/non-destructive/openWorld, so safety is covered. The description adds real behavioral nuance beyond them: qfq is computed from a local 昨收参考价 factor定基于截止日, covers dividends/配股 without pulling in post-endDate corporate actions, and warns the agent to inspect qualityWarnings and watch for global response-budget truncation on large batches.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.