Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and idempotentHint=true, but the description adds meaningful behavioral detail: query is case-insensitive and matched against both question and answer, limit caps results, and the return structure { total, count, items[] } with verbatim fields. The critical caveat about not generating answers when no match occurs is a valuable disclosure beyond any structured field.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.