Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Goes well beyond the annotations (readOnly=false, destructive=true, idempotent=false) by disclosing that the call is UNAUTHENTICATED, that the code expires in 15 minutes, that only 5 attempts are allowed, that the api_key is revealed exactly ONCE, and that invalid/expired/consumed codes return a uniform error. This is rich, operationally critical context the annotations cannot convey.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.