Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already mark it destructive and non-idempotent, and the description goes well beyond that: rule text and history are preserved, retirement is logged in Loop Activity, an already-retired rule returns changed: false, running iterations keep their original prompt. This is exactly the extra context annotations cannot supply.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.