Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only cover readOnly/openWorld; the description adds the non-obvious behavioral fact that unauthenticated calls are silently truncated to 24 hours while a free key unlocks the full 7 days, which directly affects result interpretation. It does not discuss pagination or whether the ranking is recomputed live, so not a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.