Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema coverage is 100% – every parameter, including the event_types enum values and the timestamp formats, is already documented in the schema. The description adds no parameter-level meaning, so the baseline 3 applies. The one extra hint is implicit: the mention of deposits/withdrawals/transfers hints at the event_types space already spelled out in the schema.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.