Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=true, so the safety profile is covered. The description adds the 200-row ceiling and market scoping, which is useful. It does not disclose pagination behavior, how ties are broken, or whether wallets with zero activity are included — acceptable gaps given annotation coverage but nothing beyond the basics.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.