Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, destructiveHint=false and closed-world, so the safety profile is fully covered. The description adds one genuinely new behavioral fact, that the tool is free, which is useful for routing, but says nothing about response shape, pagination, or freshness of the price data.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.