Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare the safe read profile (readOnlyHint, idempotentHint, non-destructive, closed-world), so the bar is lower. The description adds real context beyond them: it scopes the read to 'the connected renter' (i.e. the authenticated account only) and enumerates the exact returned state, which matters because there is no output schema. It still says nothing about behavior when no account is connected.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.