Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full behavioral burden and does well: it discloses the pay-per-call cost ($0.001 USDC on Base) and, critically, that unpaid calls return a 402 challenge via x402/MPP. That is exactly the kind of context an agent needs to avoid spurious retries. It omits failure modes (non-HTML targets, timeouts, redirects) and payload-size limits, keeping it below 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.