Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already provide readOnlyHint, openWorldHint, idempotentHint, and destructiveHint, so the description does not need to restate those. The description adds useful limitations about coverage depending on public sources, a price note, and a legal-use disclaimer. It does not explain edge behaviors like missing data handling or latency, but the output schema and annotations carry some of that burden.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.