Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=false, so safety is covered. The description adds valuable non-annotation behavior: a 100-row cap per request, a 10-second query timeout, and enforced read-only SELECT-only execution. It does not address error behavior or what happens on non-SELECT input, keeping it short of a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.