Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare destructiveHint=true, idempotentHint=true, and openWorldHint=true, so the safety profile is covered. The description adds the guardrail premise (verify current total/currency before acting) but does not say what the cancellation actually destroys, whether the refund is immediate or pending, or what happens on a failed verification. No contradiction with annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.