Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, non-destructive and openWorld, so safety is covered. The description adds value by disclosing what is computed, but omits important behavior: how the expiry is selected when both weekly and monthly are available, data freshness, and whether an invalid ticker yields an error or an empty map.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.