Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare read-only, idempotent, and non-destructive behavior. The description adds useful context by specifying that rates are 'burdened', 'derived from BLS wage data', and are for 2026, which communicates data vintage and basis beyond the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.