Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint and destructiveHint=false, so safety is covered. The description adds useful behavioral context — the card is 'signed' and the status vocabulary is enumerated (listed · claimed · verified) — but says nothing about caching, auth requirements, or failure modes when a banner slug is unknown.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.