Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the burden but does disclose meaningful behavior: the tool returns an exact EIP-191 payload with enumerated bound fields, and the signature scope is explicitly limited to quote acceptance rather than payment. It omits other relevant traits such as whether server-side state is created, challenge expiry/lifetime, and any authentication requirement for the buyer wallet.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.